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Need
financing to purchase a home? Making the right choice has
never been easier.
Purchasing
a home and wading through the financing options can seem like
an overwhelming task, especially if it's your first time.
But a HomeQuest Mortgage Loan Officer will take the time to
walk you through the available loan choices you qualify for,
discuss the short and long-term benefits of each scenario
to ensure you select the options that fit you best.
Have
questions? Get direct answers from a HomeQuest Mortgage Loan
Officer at 888-499-5822, submit a question online: click
here or visit the HomeQuest
Mortgage Smart Borrower Learning Center for detailed
explanations of the loan process, documentation and more. |
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Down
Payments
Generally,
purchasing a home requires some sort of down payment,
ranging from 3.5% to 20% of the purchase price. The
amount and source of the down payment will depend on
the loan product you choose. A HomeQuest Mortgage Loan
Officer can explain those details and help you understand
the pros and cons of each option.
House
vs. Condo
Few
homebuyers or even Realtors realize that lenders look
at "free-standing" houses differently than
they do other types of properties like condominiums
or townhouses. There are many nuances involved in ensuring
you can get approved to purchase a condominium or townhouse
or whether the particular property you're considering
is eligible for financing at all. If you're considering
purchasing a condominium or townhouse, make sure you
get all the details by speaking with a HomeQuest Mortgage
Loan Officer.
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